Kristen Stewart, LMSW of Breaking Dawn Therapy PLLC is an in-network provider with most Blue Cross Blue Shield of Michigan plans.
It is your responsibility to check with your insurance plan to verify if your plan is in-network with Kristen Stewart, LMSW of Breaking Dawn Therapy PLLC as a provider.
If your insurance plan is not in-network, you may be eligible to receive reimbursement for your therapy sessions from your out-of-network insurance provider. You can be provided with a monthly “superbill” which you can submit to your insurance company for reimbursement.
You will need to contact your insurance carrier directly to determine if they will cover a portion of fees as an out-of-network provider.
Here are some questions you can ask your insurance provider:
- Do I have mental health insurance benefits?
- What is the benefit for out-of-network providers?
- What is my deductible, and has it been met for this year?
- How many therapy sessions per year does my health insurance cover?
- What is the coverage amount for each therapy session?
Please Note: Insurance companies dictate the length of treatment and require that you be diagnosed with a mental health disorder in order for therapy session costs to be covered. A mental health diagnosis remains permanently on your health record. Insurance companies have the right to audit your therapy files and ask questions of your therapist about your treatment.
Insurance/Forms of Payment Accepted
- Blue Cross Blue Shield of Michigan
- HSA (Health Spending Account)
- Private Pay (Accepting all major credit cards via Stripe credit card processing)